Terms & Conditions

The Finance Equation Limited is a company registered in England & Wales, company details can be checked here just type in our company name “Finance Equation Ltd” and press return

Finance Equation Limited is regulated by the Association of Chartered Certified Accountants details of our practicing certificate can be viewed

If a conflict of interest should arise, either between two or more of our clients, or in the provision of multiple services to a single client, we will take such steps as are necessary to deal with the conflict. In resolving the conflict, we would be guided by the Code of Ethics and Conduct of The Association of Chartered Certified Accountants.

In accordance with the disclosure requirements of the Provision of Services Regulations 2009, our lead professional indemnity insurer is HISCOXunderwriting Ltd, 1 Great St Helens, London, EC3a 6HX. The territorial coverage is worldwide and excludes professional business carried out from an office in the United States of America or Canada and excludes any action for a claim brought in any court in the United States of America or Canada.


Finance Equation Ltd may have links to other websites. Finance Equation Ltd is not responsible for the contents, nor does it warrant the accuracy or reliability of any linked website. Finance Equation Ltd, to the extent permissible by law, excludes all liability which may arise from your use or reliance on the information or contents contained in the linked site.


The copyright of the contents and publications contained within this website are owned by the Finance Equation Ltd or its licensors.

Data protection


Finance Equation Ltd is committed to protecting your privacy. The text below describes the ways in which we collect information from you when you use our services, and what we may use it for. It should be read in conjunction with the other terms and conditions of use and data protection policy.

Our registered office is located at 65 Meath Road, Ilford, Essex. IG1 1JB. If you have any other questions about this policy you can write to us at our registered office for the attention of the Head of online publishing or email: info@finance-equation.co.uk

What data do we collect from you?

We collect data from you (‘user data’) when you register to use our services.

This data can sometimes comprise personal data about individuals, to which UK data protection laws apply. These terms and conditions and the data protection policy describe Finance Equation Ltd’s approach to fulfilling its obligations under those data protection laws.

Our use of user data

We will use user data we collect from you only in accordance with the following guidelines:

To provide our service to you

We will use user data to provide and improve our service to you, to notify you of any changes to our service or our terms and conditions of use.

To send you information about our other products and services if you so wish

From time to time, Finance Equation Ltd, or third parties acting on the Finance Equation Ltd’s behalf, may wish to send you information about other services which we offer and believe you may be interested in. We may use user data for this purpose. Where you have given consent we will pass your details to the third party companies on this site so they can contact you directly for the purpose of marketing and charitable activities. If you decide now, or at any later time, that you do not wish to receive this information, please inform us by email atinfo@finance-equation.co.uk

Internally within Finance Equation Ltd

Finance Equation Ltd may make user data available to other parts of the organisation, either for the fulfilment of Finance Equation Ltd services, or to enable them to provide you with information about products or services which they believe you may be interested in.

Cookies and Privacy


We use a small amount of cookies on our site. If you do not know what cookies are, or how to control or delete them, then we recommend you visit http://www.aboutcookies.orgfor detailed guidance.

Below is a list that describes the cookies we use on this site and what we use them for. Currently we operate an ‘implied consent’ policy which means that we assume you are happy with this usage.

If you are not happy, then you should either not use this site, or you should delete Finance Equation Ltd cookies having visited the site, or you should browse the site using your browser’s anonymous usage setting (called “Incognito” in Chrome, “InPrivate” for Internet Explorer, “Private Browsing” in Firefox and Safari etc.)

Google Analytics – We use this to understand how the site is being used in order to improve the user experience. User data is all anonymous.

Social buttons – On some of the pages of the site you will see ‘social buttons’. These enable users to share or bookmark the web pages. There are buttons for: Twitter, Google +1, Facebook ‘Like’, LinkedIn ‘Share’, StumbleUpon Digg and Reddit.In order to implement these buttons, and connect them to the relevant social networks and external sites, there are scripts from domains outside of Finance Equation Ltd.You should be aware that these sites are likely to be collecting information about what you are doing all around the internet, including on the Finance Equation Ltd website. If you click on any of these buttons, these sites will be registering that action and may use that information.In some cases these sites will be registering the fact that you are visiting Finance Equation Ltd, and the specific pages you are on, even if you don’t click on the button if you are logged into their services, like Google and Facebook.You should check the respective policies of each of these sites to see how exactly they use your information and to find out how to opt out, or delete, such information.

Email tracking – Some emails we send we put in tracking so that we can tell how much traffic those emails send to our site, we do not know who has clicked so the data is anonymous e.g. the Topical Tips newsletter.

Surveys and Polls – From time to time we may publish surveys to the website. Participation in these surveys or contests is completely voluntary and you as the user therefore have a choice whether or not to disclose this information.

Blog Comments – In order to leave a comment in our Blog you have to give us at least your Name and Email address. You can choose whether to post as yourself, or anonymously. We require name and email address even for anonymous posts for quality control purposes.


Finance Equation Ltd has tried to ensure that the contents and information it provides in its website is accurate at the time of posting. Unfortunately it cannot guarantee the accuracy of contents or information contained in its pages and any person using information contained in them does so entirely at their own risk.

Virus protection

Although care is taken to check and test material at all stages of production, Finance Equation Ltd cannot accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material derived from this website.

Terms and conditions of use


These conditions are governed by and construed in accordance with the laws of England and Wales. You agree, as do Finance Equation Ltd, to submit to the exclusive jurisdiction of the English Courts.

These terms constitute the entire agreement between Finance Equation Ltd and the Client in relation to the provision of accountancy solutions and they replace and supersede any prior agreements made between Finance Equation Ltd and the Client in relation to the offering. The Client acknowledges that the Client is not relying on any statement made by Finance Equation Ltd or any of its representatives with regard to the offering other than those expressly set out in these conditions.

The agreement to which these conditions apply is not intended for the benefit of any third party and shall not be exercised by any other person under the Contract (Rights of Third Parties) Act 1999 or otherwise.

Use of Finance Equation Ltd website

By accessing and using any information on the Finance Equation Ltd website you are deemed to have read and accepted these conditions of use.

The content of the website is provided for your information and for your own legitimate personal use.

You agree to use the content of this website only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the website.

Changes to website and conditions

Finance Equation Ltd will endeavour to keep the content of the website accurate and complete but you should be aware and accept that such information may become out of date over time. The website, information and links contained therein are provided for your use without express or implied warranty of any kind.

We reserve the right to make changes to the content and layout of the website at any time and shall not be liable to you for any direct or indirect loss, damage or costs resulting there from.

As and when appropriately necessary, Finance Equation Ltd will make changes to these Conditions and your continued use of the website. Following such changes will be deemed to imply your acceptance of the Conditions prevailing at that time.

Force Majeure

Finance Equation Ltd will not be held responsible for any delay or failure to comply with Finance Equation Ltd obligations under these conditions if the delay or failure arises from any cause which is beyond the reasonable control of Finance Equation Ltd.

You agree to indemnify and hold Finance Equation Ltd, its subsidiary entities and employees harmless from and against all and any liabilities, damages and costs in respect of any claims or actions brought as a result of any breach by you of these Conditions, or any liabilities arising from your use of the website.


Finance Equation Ltd are multi-award-winning Chartered Certified Accountants providing cutting-edge expert services to individuals, property investors, businesses and contractors.

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The Finance Equation Ltd is a company registered in England & Wales. Company number 05116983. Business address: Finance Equation Ltd, 334 Ley Street, Ilford, Essex, IG1 4AF.

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